ZITADEL for Financial Services • Secure, Sovereign Identity Infrastructure | ZITADEL
Identity Infrastructure, Built for the Future of Finance
Secure. Sovereign. Scalable.
The open-source identity platform designed for the strict demands of banking, fintech, and insurance. Accelerate your product roadmap, future-proof your digital operations, and maintain an ironclad, audit-ready compliance posture without locking your data into rigid SaaS ecosystems.
Multi-Tenant Org Graph
- Identity Core
- Retail Banking
- Open Banking API
- Insurance
- Wealth Mgmt
Built for the Standards Your Auditors Expect
- ISO 27001
- DORA compliant
- PCI-DSS
- SOC 2 Type II
- GDPR
The Identity Platform for Highly Regulated Innovators
Financial services shouldn't have to choose between developer velocity, user experience, and regulatory compliance. Legacy IAM solutions lock you into proprietary data silos with unpredictable pricing, while completely headless open-source tools require months of custom UI development just to get a basic login screen live. Zitadel is the modern alternative. We provide an API-first, developer-friendly identity layer that gives you complete control over your deployment, native B2B multi-tenancy out of the box, and uncompromising data sovereignty.
Developer Velocity
API-first building blocks and prebuilt login UI mean your teams ship compliant onboarding and authentication flows in days, not the months required by headless, DIY open-source stacks.
Audit-Ready Compliance
DORA, PCI-DSS, SOC 2 Type II, and ISO 27001 capabilities are built into the platform, simplifying every regulatory review and vendor risk assessment your institution faces.
Zero Vendor Lock-In
Open-source at the core, with the freedom to move between self-hosted and cloud deployments as your risk tolerance, cost structure, or regulatory landscape evolves.
Built for Rigid Compliance: DORA, PCI-DSS, and Beyond
Whether you are securing retail banking apps, wealth management portals, or open banking APIs, Zitadel acts as a fully compliant Identity Provider (IdP) that simplifies your regulatory audits.
DORA (Digital Operational Resilience Act) Ready
Satisfy Europe's stringent digital resilience pillars. Zitadel provides the high-availability architecture, secure machine-to-machine (M2M) token management, and real-time observability required to secure financial supply chains against operational disruption.
PCI-DSS Compliant Authentication
Secure your cardholder data environments (CDE). Zitadel natively supports phishing-resistant Passkeys, advanced Multi-Factor Authentication (MFA), and strict password complexity rules out of the box to fulfill technical access mandates.
SOC 2 Type II & ISO 27001 Certified
Accelerate vendor risk assessments with pre-audited security frameworks. Zitadel maintains rigorous independent certifications to guarantee enterprise-grade operational security, access controls, and data confidentiality.
Your Infrastructure, Your Rules
Unlike SaaS-only platforms that hold your user data hostage, Zitadel gives you the absolute freedom to choose the deployment model that aligns with your risk tolerance and regional data residency requirements.
Option A: Enterprise Self-Hosted
The gold standard for total data sovereignty and air-gapped environments.
- Keep Your PII On-Premises: Run Zitadel in your own datacenter or VPC. Zitadel staff have zero access to your infrastructure, completely eliminating third-party sub-processor risks under frameworks like GDPR.
- Total Release Control: Align IAM version upgrades with your internal code freezes and compliance review windows rather than being forced into automated SaaS update schedules.
- No Hidden Connection Fees: Say goodbye to complex pricing models that penalize you for adding OIDC or SAML enterprise connections. Scale your enterprise identity predictably.
Option B: Zitadel Cloud
The speed of SaaS, protected by Swiss-grade privacy and regional guardrails.
- Strict Regional Data Storage: Easily comply with localized regulations by pinning your Zitadel instances to specific geographic cloud regions. Your user data stays exactly where local laws dictate.
- Proven Security Posture: Zitadel Cloud operates under rigorous industry certifications, including SOC 2 Type II and ISO 27001, absorbing the operational compliance burden for your team.
Deployment Comparison for Financial Systems
| Capability | Zitadel Enterprise Self-Hosted | Zitadel Cloud |
|---|---|---|
| Data Locality | 100% In Your Control. Run anywhere. | Managed by Zitadel within strict regional boundaries. |
| Multi-Tenancy | Unlimited native B2B organizations & grants. | Unlimited native B2B organizations & grants. |
| Regulatory Fit | Core Banking, Air-Gapped, PCI-DSS CDE. | Fintech Startups, Neobanks, Regional SaaS. |
| Pricing Model | Transparent Enterprise License. | Predictable SaaS Subscription. |
Powering Open Banking & B2B Embedded Finance
Are you building a Banking-as-a-Service (BaaS) platform, a payment gateway for corporate clients, or managing complex institutional hierarchies?
Native Multi-Tenancy
Unlike legacy competitors, Zitadel was built from day one with isolated multi-tenancy at its core. Effortlessly segregate corporate clients, set up unique white-labeled login flows, and isolate user populations under distinct sub-organizations.
Delegated Access & Organization Grants
Seamlessly build complex financial ecosystems. Zitadel allows you to grant projects and roles across different organizations, enabling business clients or third-party providers to safely manage their own users' access to your shared services.
Secure Machine-to-Machine Identity
Power your Open Banking APIs securely. Authenticate non-human identities, services, and external financial systems with robust JWT profile validation and OAuth 2.0 standards, enforcing absolute least-privilege guardrails.
“Identity is the perimeter of modern finance.” Don't compromise your customers' trust with black-box identity providers. Zitadel combines the transparency of open-source software with the rigorous engineering required to protect the world's most critical economic infrastructure.